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Today's Mortgage Rates
November 19, 2008
Product Rate APR
30 Year Fixed 5.125 5.508
30 Year Fixed, Interest Only 5.500 5.888
15 Year Fixed 4.625 5.351
5 Year ARM 4.500 5.144
5 Year Interest Only ARM 4.500 5.138
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What are Closing Costs?

Closing costs consist of three main groups: third party costs, mortgage taxes & lender fees.

  • Third party costs are fees that you or the lender pays on your behalf for you to obtain a mortgage, including appraisal fee, credit report fee, title fee and attorney fee. When home refinancing review these costs carefully as some lenders may have lower costs.
  • Mortgage taxes will be exactly the same between all lenders, so they do not have to be reviewed.
  • Points and lender fees are essentially what the lender charges to originate your home loan when home refinancing and for a new home loan. Points and fees should be reviewed carefully.
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Read what customers say about our level of service.
Posted: 11/18/08 3:55 PM
Very professional and friendly.Super fast service
Posted: 11/18/08 3:34 PM
Prompt, courteous, service. I have been very satisfied with the outstanding service provided by Amerisave. We are in the final stages of the process, just waiting for the closing date. Every step of the way has been guided by Matt and Kristen who are knowledgeable, always respond promptly, and are personable (not robots). Even if we are not approved I would definitely recommend Amerisave to anyone that is looking to finance (or refinance) their home.
Posted: 11/18/08 1:23 PM
Friendly, courteous, prompt
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