A Fixed Rate Mortgage is a home loan that provides a fixed rate for the entire
term of the mortgage loan. The monthly payments are fixed over the life of the loan
because the interest rate does not change which protects you if market mortgage rates go
up. Additionally, fixed rate mortgages provide stability so you can better manage your
monthly finances.
Although the most common fixed rate mortgage is the 30 year fixed rate, fixed rate
mortgages are offered in the following terms: 10 year fixed rate, 15 year fixed rate,
30 year fixed rate and 40 year fixed rate.
Read what customers say about our level of service.
Posted: 09/04/08 4:17 PM
I like that you kept after me to refinance. You tried very hard to accomodate and found a way to get me a loan. I hate to talk on the phone, but your friendly manner made it easy to communicate.
Posted: 09/04/08 2:10 PM
I like how Ray Martinez has kept me informed through my entire homebuying experience and answering any questions I may have about buying a home and completing the loan process. He has done an exceptional job in making sure that all of my needs are being met as well as answering my questions with confidence.
Posted: 09/04/08 9:25 AM
U were very professional. This was great compared to other people we spoke to.