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Today's Mortgage Rates

November 20, 2008
Product	Rate	APR
30 Year Fixed	5.000	5.392
30 Year Fixed, Interest Only	5.375	5.746
15 Year Fixed	4.500	5.194
5 Year ARM	4.500	5.119
5 Year Interest Only ARM	4.500	5.115

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VA Mortgage Loans

VA home loans are guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase, rate & term refinance or cash out refinance of a primary residence.

Benefits of VA loans include:

Common sense underwriting guidelines (with respect to credit, debt to income ratios, etc.)
Little or no down payment
Competitive mortgage rates
No monthly mortgage insurance premium

VA Home Loan Guaranty Services also provides counseling and assistance to veteran borrowers having financial difficulties or facing default.

Even though a mortgage insurance premium is not required, borrowers are charged a small funding fee for VA mortgages, which guarantees the loan. The fee may be paid in cash by the buyer or seller, or it may be financed and included in the loan amount.

A VA mortgage can be used to buy a home, build or even improve a home with energy-saving features such as solar or heating & cooling systems, water heaters, insulation, weather- stripping & caulking, storm windows & doors or other energy efficient improvements approved by VA.

A satisfactory Certificate of Eligibility from VA must be presented to be eligible for the loan program.

Live Customer Satisfaction Survey

Read what customers say about our level of service.

Posted: 11/20/08 8:21 AM
The employees are friendly and very helpful. I don't know what I would have done if they did not help me daily with getting my loan processed. Great Company so far. Glad to do business with them.

Posted: 11/20/08 8:05 AM
As of now in the process, every thing has been handled promptly and clearly. I would recommend AmeriSave to other people looking to refinance or buying a new home.

Donald Counts

Posted: 11/19/08 3:58 PM
So far, Amerisave staff has stayed in touch and kept us updated.

Posted: 11/19/08 1:43 PM
Keep us well informed every step of the . . .

Links

FHA Mortgages	Reverse Mortgages
VA Mortgages	Fixed Rate Mortgages
USDA Mortgages	Mortgage Loans
Refinance	Mortgage Rates
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